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Bretton v Hancock [2005] EWCA Civ 404 (13 April 2005)

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The user of a car was not bound by s.143(1)(a) of the Road Traffic Act 1988 to insure against the liability of one tortfeaser to contribute with another tortfeaser in respect of their joint liability to the user. The duty to insure against third party loss is a duty owed to the public, not to oneself. The duty under s.143(1)(a) to insure against third party loss is limited by s.145(3)(a) to liability for death, personal injury or damage to property and not pure economic loss.

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